At American Eyecare, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, medical insurance, cash, checks, and most credit cards. If you require a breakdown of costs, please let us know.
Vision Insurance
The knowledgeable staff at American Eyecare is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.
Medical Insurance
American Eyecare also works with medical insurance. We will utilize your medical insurance for eye conditions such as, but not limited to: Cataracts, Macular Degeneration, Glaucoma, Dry Eyes, Corneal Health Issues, and Diabetes. Medical exams and digital images of your eyes are important to maintaining your eye health.
Medical Services will be billed to your medical insurance and your deductible and co-pays will apply.
Contact our office today to find out if your insurance provider is accepted in our office or for more information about your vision and medical coverage.
Flexible Spending Accounts (FSA)
Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.
Other Payment Options
Our optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At American Eyecare, we also accept cash, check, and major credit cards. Call American Eyecare today to schedule your eye exam today.
Terms and Conditions
Our staff will collect any applicable co-payments and charges for non-covered services from you at the time of service. We will file a claim for services to your insurance company and expect to be reimbursed by your insurance company. Please be aware that payment from your insurance company cannot be guaranteed, and benefits are not determined until your claim is processed. You will be financially responsible for any claim your insurance company denies.
Medical
Vision
- AARP
- AETNA
- AFLAC
- ALLIED BENEFIT SYSTEMS
- AMERICAN POSTAL WORKERS
- AMERICAN REPUBLIC
- AUXIANT
- BANKERS LIFE
- BLUE CROSS
- CHAMPUS/CHAMPVA
- CIGNA
- EBS
- HEALTHLINK
- HUMANA
- IOWA MEDICAID
- MEDICAID OF MISSOURI
- MEDICARE
- MIDLANDS CHOICE
- RAILROAD MEDICARE
- TRICARE
- UNITED HEALTHCARE
- AVESIS
- BLOCK VISION
- BLUE CROSS OF IOWA
- DAVIS
- EYEMED
- IOWA MEDICAID
- MEDICAID OF MISSOURI
- OPTUM HEALTH
- AO SAFETY
- SPECTERA
- SUPERIOR VISION PLAN
- VISION CARE DIRECT
- VISION CARE PLAN
- VSP
